Who is eligible to use Rocco? Rocco February 19, 2025 16:04 Updated To qualify, you must: Be at least 18 years old. Have a valid U.S. bank account. Have a history of direct deposits from an employer. Meet our risk and eligibility criteria. Related articles What is Rocco? How to sign up for Rocco How to request a cash advance How does Rocco work? Why can my paycheck not be determined?